/* ============================================================
   Frankie Carlo Insurance — frankiecarloinsurance.com
   Editorial · refined · trustworthy. Deep navy + cyan + cool white.
   FC Insurance brand palette.
   ============================================================ */

/* ───────── Tokens ───────── */
:root {
  /* Palette */
  --ink:        #14275C;     /* deep brand navy — primary */
  --ink-2:      #1B3268;
  --ink-3:      #243F7A;

  --cream:      #F4F7FB;     /* light cool page background */
  --cream-2:    #E7EEF7;     /* slightly deeper cool */
  --cream-3:    #FAFCFE;     /* lifted surfaces */

  --paper:      #FFFFFF;     /* card surface, pure white */

  --ember:      #1AA3E0;     /* vivid cyan — primary accent (matches logo) */
  --ember-2:    #1487BC;     /* deeper cyan for hover/active */
  --gold:       #6EC9F0;     /* lighter cyan for highlights */

  --navy-deep:  #072649;     /* deepest navy for nav, footer, and brand panel */

  --muted:      #5C6E8A;     /* secondary text on light bg */
  --muted-2:    #7B8AA3;
  --rule:       rgba(20,39,92,0.12);
  --rule-strong: rgba(20,39,92,0.24);

  /* Typography */
  --serif: "Fraunces", "Cormorant Garamond", Georgia, serif;
  --sans:  "DM Sans", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;

  /* Layout */
  --maxw: 1380px;
  --gutter: clamp(20px, 4vw, 72px);

  /* Motion */
  --ease: cubic-bezier(.2,.7,.2,1);
}

/* ───────── Reset ───────── */
*, *::before, *::after { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
img, svg { display: block; max-width: 100%; }
button { font: inherit; cursor: pointer; border: 0; background: none; color: inherit; }
a { color: inherit; text-decoration: none; }
ul, ol { list-style: none; padding: 0; margin: 0; }
input, textarea, select { font: inherit; color: inherit; }

/* ───────── Base ───────── */
body {
  font-family: var(--sans);
  font-size: 16.5px;
  line-height: 1.6;
  color: var(--ink);
  background: var(--cream);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  font-feature-settings: "ss01", "ss02", "kern";
  overflow-x: hidden;
}

/* Subtle ambient grain over the entire page */
body::before {
  content: "";
  position: fixed;
  inset: 0;
  pointer-events: none;
  z-index: 1000;
  opacity: .35;
  mix-blend-mode: multiply;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='220' height='220'><filter id='n'><feTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='2' stitchTiles='stitch'/><feColorMatrix values='0 0 0 0 0.08 0 0 0 0 0.15 0 0 0 0 0.36 0 0 0 0.16 0'/></filter><rect width='100%25' height='100%25' filter='url(%23n)'/></svg>");
}

::selection { background: var(--ember); color: var(--cream); }

/* ───────── Reusable typography ───────── */
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: var(--sans);
  font-size: 12px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--ember-2);
  font-weight: 500;
}
.eyebrow__dot {
  width: 7px; height: 7px; border-radius: 999px;
  background: var(--ember);
  box-shadow: 0 0 0 4px rgba(26,163,224,0.16);
}

.section__head {
  display: grid;
  grid-template-columns: auto auto 1fr;
  align-items: end;
  gap: 28px;
  padding-bottom: 40px;
  border-bottom: 1px solid var(--rule);
  margin-bottom: 56px;
}
.section__index {
  font-family: var(--serif);
  font-style: italic;
  font-size: 16px;
  color: var(--muted);
  letter-spacing: 0.04em;
}
.section__title {
  font-family: var(--serif);
  font-weight: 350;
  font-variation-settings: "opsz" 144, "SOFT" 30;
  font-size: clamp(36px, 6vw, 72px);
  line-height: 1;
  letter-spacing: -0.02em;
  margin: 0;
}
.section__rule {
  height: 1px; background: transparent;
}

/* ───────── Buttons / chips ───────── */
.btn {
  display: inline-flex; align-items: center; gap: 12px;
  padding: 16px 26px;
  font-family: var(--sans);
  font-size: 14.5px;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  font-weight: 500;
  border-radius: 999px;
  transition: transform .35s var(--ease), background .25s var(--ease), color .25s var(--ease), box-shadow .35s var(--ease);
  position: relative;
  white-space: nowrap;
}
.btn svg { width: 18px; height: 18px; transition: transform .35s var(--ease); }
.btn:hover svg { transform: translateX(3px); }

.btn--primary {
  background: var(--ink);
  color: var(--cream);
  box-shadow: 0 1px 0 rgba(11,21,56,0.2), 0 12px 24px -12px rgba(11,21,56,0.5);
}
.btn--primary:hover {
  background: var(--ember);
  transform: translateY(-2px);
}
.btn--ghost {
  background: transparent;
  color: var(--ink);
  box-shadow: inset 0 0 0 1px var(--rule-strong);
}
.btn--ghost:hover {
  background: var(--ink);
  color: var(--cream);
  transform: translateY(-2px);
}
.btn--full { width: 100%; justify-content: center; padding: 18px 26px; }

.chip {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 13px; font-weight: 500;
  padding: 9px 16px;
  border-radius: 999px;
  letter-spacing: 0.02em;
  transition: background .25s var(--ease), color .25s var(--ease), transform .35s var(--ease);
}
.chip svg { width: 15px; height: 15px; }
.chip--ghost { box-shadow: inset 0 0 0 1px var(--rule-strong); color: var(--ink); }
.chip--ghost:hover { background: var(--ink); color: var(--cream); }
.chip--solid { background: var(--ink); color: var(--cream); }
.chip--solid:hover { background: var(--ember); transform: translateY(-1px); }

/* ============================================================
   NAV — dark navy with prominent FC Insurance logo
   ============================================================ */
.nav {
  position: sticky; top: 0; z-index: 100;
  background: var(--navy-deep);
  border-bottom: 1px solid rgba(255,255,255,0.06);
  transition: border-bottom-color .3s var(--ease), box-shadow .3s var(--ease);
}
.nav.is-stuck {
  border-bottom-color: rgba(255,255,255,0.14);
  box-shadow: 0 12px 30px -18px rgba(0,0,0,0.6);
}
.nav__inner {
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 14px var(--gutter);
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 32px;
}

.nav__brand { display: inline-flex; align-items: center; }
.nav__logo {
  width: auto;
  height: 96px;
  display: block;
  filter: drop-shadow(0 6px 16px rgba(0,0,0,0.3));
}

.nav__links {
  display: flex; justify-content: center; gap: 36px;
}
.nav__links a {
  font-size: 14px;
  letter-spacing: 0.02em;
  color: rgba(255,255,255,0.82);
  position: relative;
  padding: 4px 0;
  transition: color .25s var(--ease);
}
.nav__links a:hover { color: #FFFFFF; }
.nav__links a::after {
  content: ""; position: absolute; left: 0; right: 0; bottom: -2px;
  height: 1px; background: var(--ember);
  transform: scaleX(0); transform-origin: left;
  transition: transform .35s var(--ease);
}
.nav__links a:hover::after { transform: scaleX(1); }

.nav__cta { display: inline-flex; gap: 8px; align-items: center; }

/* Override chip colors for dark nav background */
.nav .chip--ghost {
  color: #FFFFFF;
  box-shadow: inset 0 0 0 1px rgba(255,255,255,0.28);
}
.nav .chip--ghost:hover {
  background: rgba(255,255,255,0.1);
  color: #FFFFFF;
}
.nav .chip--solid {
  background: var(--ember);
  color: #FFFFFF;
}
.nav .chip--solid:hover {
  background: var(--ember-2);
  transform: translateY(-1px);
}

@media (max-width: 900px) {
  .nav__links { display: none; }
  .nav__inner { grid-template-columns: auto 1fr; gap: 12px; }
  .nav__logo { height: 76px; }
  .nav__cta { justify-self: end; }
}
@media (max-width: 540px) {
  .nav__logo { height: 60px; }
  .chip--solid { padding: 9px 12px; font-size: 12px; }
  .chip--ghost { display: none; }
}

/* ============================================================
   HERO
   ============================================================ */
.hero {
  position: relative;
  padding: clamp(40px, 6vw, 72px) var(--gutter) 0;
  max-width: var(--maxw);
  margin: 0 auto;
  overflow: hidden;
}

.hero__grain {
  position: absolute;
  inset: -10% -10% 0 -10%;
  background:
    radial-gradient(60% 50% at 12% 0%, rgba(26,163,224,0.18), transparent 60%),
    radial-gradient(45% 40% at 90% 30%, rgba(110,201,240,0.18), transparent 70%),
    radial-gradient(55% 50% at 50% 100%, rgba(11,21,56,0.06), transparent 60%);
  z-index: 0;
  pointer-events: none;
}

/* Combined coverage + credentials topbar */
.hero__topbar {
  position: relative;
  display: flex; flex-wrap: wrap; align-items: center;
  gap: 14px;
  font-size: 11.5px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  font-weight: 500;
  padding: 0 0 18px;
  margin: 0 0 clamp(40px, 6vw, 80px);
  border-bottom: 1px solid var(--rule);
  z-index: 1;
}
.hero__topbarGroup {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  flex-wrap: nowrap;
}
.hero__topbarDot {
  width: 7px; height: 7px; border-radius: 999px;
  background: var(--ember);
  box-shadow: 0 0 0 4px rgba(26,163,224,0.16);
  margin-right: 2px;
  flex-shrink: 0;
}
.hero__topbarHi { color: var(--ember-2); font-weight: 600; white-space: nowrap; }
.hero__topbarLo { color: var(--muted); white-space: nowrap; }
.hero__topbarSep { color: var(--rule-strong); }

/* Mobile: stack into two rows — blue group on top, gray group below */
@media (max-width: 760px) {
  .hero__topbar {
    flex-direction: column;
    align-items: flex-start;
    gap: 10px;
    font-size: 11px;
    letter-spacing: 0.2em;
  }
  .hero__topbarGroup { gap: 10px; flex-wrap: wrap; }
  .hero__topbarSep--bridge { display: none; }
}
@media (max-width: 420px) {
  .hero__topbar { font-size: 10.5px; letter-spacing: 0.16em; }
  .hero__topbarGroup { gap: 8px; }
}

.hero__grid {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 1.25fr) minmax(0, 0.75fr);
  gap: clamp(40px, 5vw, 80px);
  align-items: center;
  z-index: 1;
}

.hero__copy { padding-bottom: clamp(40px, 6vw, 72px); }

.display {
  font-family: var(--serif);
  font-weight: 320;
  font-variation-settings: "opsz" 144, "SOFT" 50;
  font-size: clamp(46px, 6.6vw, 108px);
  line-height: 0.98;
  letter-spacing: -0.025em;
  margin: 22px 0 28px;
}
.display__line { display: block; }
.display__em {
  font-style: italic;
  font-variation-settings: "opsz" 144, "SOFT" 80;
  color: var(--ember);
  font-weight: 350;
}

.lede {
  font-size: clamp(16px, 1.4vw, 19px);
  line-height: 1.55;
  color: var(--muted);
  max-width: 52ch;
  margin: 0 0 36px;
}

.hero__actions {
  display: flex; gap: 14px; flex-wrap: wrap;
  margin-bottom: 48px;
}

.hero__bullets {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  border-top: 1px solid var(--rule);
  padding-top: 24px;
  max-width: 580px;
}
.hero__bullets li {
  display: flex; flex-direction: column; gap: 4px;
  font-size: 13.5px;
  color: var(--ink);
}
.hero__bulletNum {
  font-family: var(--serif);
  font-style: italic;
  color: var(--ember);
  font-size: 13px;
}

@media (max-width: 900px) {
  .hero__grid { grid-template-columns: 1fr; }
  .hero__bullets { grid-template-columns: 1fr; max-width: 100%; }
  .hero__bullets li { flex-direction: row; gap: 10px; align-items: baseline; }
}

/* Portrait */
.hero__portrait { position: relative; }
.portrait { position: relative; padding: 14px; }
.portrait__frame {
  position: relative;
  border-radius: 6px;
  overflow: hidden;
  background: var(--ink);
  box-shadow:
    0 1px 0 rgba(0,0,0,0.06),
    0 30px 60px -30px rgba(11,21,56,0.4),
    0 60px 120px -50px rgba(11,21,56,0.35);
  aspect-ratio: 4 / 5;
  transform-origin: center;
}
.portrait__frame img {
  width: 100%; height: 100%;
  object-fit: cover;
  object-position: center 22%;
  filter: contrast(1.04) saturate(0.96);
  transition: transform 1.2s var(--ease);
}
.portrait:hover .portrait__frame img { transform: scale(1.04); }

.portrait__frame::after {
  content: "";
  position: absolute; inset: 0;
  background: linear-gradient(180deg, transparent 55%, rgba(11,21,56,0.55) 100%);
  pointer-events: none;
}

.portrait__tag {
  position: absolute; left: 24px; bottom: 22px; right: 24px;
  display: grid; gap: 2px;
  color: var(--cream);
  z-index: 2;
}
.portrait__tagSerial {
  font-family: var(--serif); font-style: italic; font-size: 13px;
  color: var(--gold);
  letter-spacing: 0.05em;
}
.portrait__tagName {
  font-family: var(--serif); font-size: 22px; font-weight: 400;
  line-height: 1.1;
}
.portrait__tagRole {
  font-size: 11px; letter-spacing: 0.22em; text-transform: uppercase;
  color: rgba(255,255,255,0.7);
  margin-top: 4px;
}

/* Rotating "14 years" badge */
.portrait__badge {
  position: absolute;
  width: 130px; height: 130px;
  right: -22px; top: -22px;
  color: var(--ink);
  background: var(--cream-3);
  border-radius: 999px;
  box-shadow: 0 18px 30px -16px rgba(11,21,56,0.4);
  display: grid; place-items: center;
  animation: spin 28s linear infinite;
}
.portrait__badge svg { width: 110px; height: 110px; }
.portrait__badge text { font-feature-settings: "kern"; }

@keyframes spin {
  to { transform: rotate(360deg); }
}
@media (prefers-reduced-motion: reduce) {
  .portrait__badge { animation: none; }
}

@media (max-width: 540px) {
  .portrait__badge { width: 100px; height: 100px; right: -10px; top: -10px; }
  .portrait__badge svg { width: 84px; height: 84px; }
}

/* Trust marquee — true edge-to-edge full-bleed strip */
.trustbar {
  position: relative;
  width: 100%;
  margin-top: clamp(40px, 6vw, 80px);
  padding: 18px 0;
  border-top: 1px solid var(--rule);
  border-bottom: 1px solid var(--rule);
  background: var(--cream-2);
  overflow: hidden;
}
.trustbar__track {
  display: inline-flex;
  align-items: center;
  gap: 36px;
  white-space: nowrap;
  animation: marquee 38s linear infinite;
  font-family: var(--serif);
  font-size: 18px;
  color: var(--ink);
  letter-spacing: 0.02em;
  padding-left: 36px;
}
.trustbar__track i {
  color: var(--ember);
  font-style: normal;
  font-size: 12px;
}
@keyframes marquee {
  to { transform: translateX(-50%); }
}
@media (prefers-reduced-motion: reduce) {
  .trustbar__track { animation: none; flex-wrap: wrap; white-space: normal; }
}

/* ============================================================
   ABOUT
   ============================================================ */
.about {
  max-width: var(--maxw);
  margin: clamp(80px, 10vw, 140px) auto 0;
  padding: 0 var(--gutter);
}

.about__grid {
  display: grid;
  grid-template-columns: minmax(0, 0.8fr) minmax(0, 1.2fr);
  gap: clamp(40px, 6vw, 88px);
  align-items: start;
}

.about__aside { position: sticky; top: 100px; }
.about__card {
  padding: 32px;
  background: var(--paper);
  border-radius: 4px;
  box-shadow: inset 0 0 0 1px var(--rule);
  position: relative;
}
.about__card::before {
  content: "";
  position: absolute; inset: 6px;
  border: 1px solid var(--rule);
  border-radius: 2px;
  pointer-events: none;
}
.about__cardKicker {
  font-size: 11px;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--muted);
  margin: 0 0 8px;
}
.about__cardName {
  font-family: var(--serif);
  font-size: 30px;
  font-weight: 400;
  margin: 0 0 24px;
  line-height: 1.1;
}
.about__facts { display: grid; gap: 14px; margin: 0; }
.about__facts > div {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 16px;
  padding: 10px 0;
  border-top: 1px dashed var(--rule);
  font-size: 14px;
}
.about__facts dt {
  color: var(--muted);
  letter-spacing: 0.06em;
  text-transform: uppercase;
  font-size: 11px;
}
.about__facts dd { margin: 0; font-family: var(--serif); font-size: 16px; font-style: italic; }

.about__essay { font-size: 17.5px; line-height: 1.7; max-width: 64ch; }
.about__essay p { margin: 0 0 22px; color: var(--ink-2); }
.about__lead { font-size: 21px; line-height: 1.55; color: var(--ink) !important; }

.about__drop {
  font-family: var(--serif);
  font-style: italic;
  font-weight: 400;
  float: left;
  font-size: 76px;
  line-height: 0.85;
  padding: 6px 12px 0 0;
  color: var(--ember);
}

.about__sign { margin-top: 36px; padding-top: 24px; border-top: 1px solid var(--rule); }
.about__signature {
  display: block;
  font-family: var(--serif);
  font-style: italic;
  font-size: 36px;
  font-weight: 400;
  color: var(--ink);
  line-height: 1;
  letter-spacing: -0.01em;
}
.about__signRole {
  display: block;
  margin-top: 8px;
  font-size: 11px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--muted);
}

@media (max-width: 900px) {
  .about__grid { grid-template-columns: 1fr; }
  .about__aside { position: static; }
}

/* ============================================================
   SERVICES
   ============================================================ */
.services {
  max-width: var(--maxw);
  margin: clamp(80px, 10vw, 140px) auto 0;
  padding: 0 var(--gutter);
}

.services__intro {
  font-family: var(--serif);
  font-style: italic;
  font-size: clamp(20px, 2vw, 26px);
  max-width: 56ch;
  color: var(--ink-2);
  margin: -24px 0 56px;
  line-height: 1.45;
}

.services__list {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  border-top: 1px solid var(--rule);
  border-left: 1px solid var(--rule);
}

.service {
  position: relative;
  padding: 40px 36px 44px;
  border-right: 1px solid var(--rule);
  border-bottom: 1px solid var(--rule);
  background: var(--cream);
  transition: background .35s var(--ease);
}
.service:hover { background: var(--cream-3); }
.service::after {
  content: "";
  position: absolute; left: 0; right: 0; bottom: 0;
  height: 2px; background: var(--ember);
  transform: scaleX(0); transform-origin: left;
  transition: transform .6s var(--ease);
}
.service:hover::after { transform: scaleX(1); }

.service__num {
  font-family: var(--serif);
  font-style: italic;
  font-size: 14px;
  color: var(--ember);
  letter-spacing: 0.04em;
}

.service__head {
  display: flex; justify-content: space-between; align-items: flex-start;
  gap: 16px;
  margin: 16px 0 20px;
}

.service__title {
  font-family: var(--serif);
  font-weight: 380;
  font-size: clamp(28px, 3vw, 40px);
  line-height: 1;
  letter-spacing: -0.02em;
  margin: 0;
}

.service__icon {
  width: 44px; height: 44px;
  display: grid; place-items: center;
  border-radius: 999px;
  color: var(--ink);
  background: var(--cream-2);
  flex-shrink: 0;
  transition: background .35s var(--ease), color .35s var(--ease), transform .5s var(--ease);
}
.service__icon svg { width: 22px; height: 22px; }
.service:hover .service__icon { background: var(--ink); color: var(--cream); transform: rotate(-6deg); }

.service__copy {
  margin: 0 0 22px;
  color: var(--muted);
  font-size: 15.5px;
  line-height: 1.65;
  max-width: 44ch;
}

.service__chips {
  display: flex; flex-wrap: wrap; gap: 8px;
}
.service__chips li {
  font-size: 12px;
  letter-spacing: 0.04em;
  padding: 6px 12px;
  border-radius: 999px;
  background: transparent;
  box-shadow: inset 0 0 0 1px var(--rule-strong);
  color: var(--ink-2);
}

@media (max-width: 720px) {
  .services__list { grid-template-columns: 1fr; }
}

/* ============================================================
   PULL QUOTE
   ============================================================ */
.quote {
  max-width: var(--maxw);
  margin: clamp(100px, 12vw, 160px) auto 0;
  padding: clamp(60px, 8vw, 100px) var(--gutter);
  position: relative;
}

.quote__inner {
  max-width: 1100px;
  margin: 0 auto;
  text-align: center;
  position: relative;
}

.quote__mark {
  position: absolute;
  top: -60px;
  left: 50%;
  transform: translateX(-50%);
  font-family: var(--serif);
  font-style: italic;
  font-size: 240px;
  line-height: 1;
  color: var(--ember);
  opacity: 0.18;
  pointer-events: none;
  user-select: none;
}

.quote__text {
  font-family: var(--serif);
  font-weight: 320;
  font-variation-settings: "opsz" 144, "SOFT" 60;
  font-size: clamp(32px, 5.4vw, 78px);
  line-height: 1.1;
  letter-spacing: -0.02em;
  margin: 0;
  color: var(--ink);
}
.quote__text em {
  font-style: italic;
  color: var(--ember);
  font-variation-settings: "opsz" 144, "SOFT" 100;
}

.quote__by {
  margin: 36px 0 0;
  font-size: 12px;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--muted);
}

/* ============================================================
   APPROACH
   ============================================================ */
.approach {
  max-width: var(--maxw);
  margin: clamp(80px, 10vw, 140px) auto 0;
  padding: 0 var(--gutter);
}

.pillars {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 0;
  border-top: 1px solid var(--rule);
  border-bottom: 1px solid var(--rule);
}
.pillar {
  padding: 44px 32px 48px;
  border-right: 1px solid var(--rule);
  position: relative;
}
.pillar:last-child { border-right: 0; }

.pillar__num {
  font-family: var(--serif);
  font-style: italic;
  font-size: 22px;
  color: var(--ember);
  display: block;
  margin-bottom: 24px;
}

.pillar__title {
  font-family: var(--serif);
  font-weight: 380;
  font-size: clamp(22px, 2.2vw, 28px);
  line-height: 1.15;
  letter-spacing: -0.015em;
  margin: 0 0 16px;
}

.pillar p {
  margin: 0;
  color: var(--muted);
  font-size: 15.5px;
  line-height: 1.65;
}

@media (max-width: 800px) {
  .pillars { grid-template-columns: 1fr; }
  .pillar { border-right: 0; border-bottom: 1px solid var(--rule); }
  .pillar:last-child { border-bottom: 0; }
}

/* Process */
.process {
  margin-top: clamp(60px, 8vw, 100px);
}
.process__title {
  font-family: var(--serif);
  font-weight: 380;
  font-size: clamp(28px, 3.5vw, 44px);
  line-height: 1.1;
  letter-spacing: -0.02em;
  margin: 0 0 36px;
  max-width: 24ch;
}

.process__steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}
.step {
  position: relative;
  padding: 24px 0 0;
  border-top: 2px solid var(--ink);
}
.step__num {
  display: inline-block;
  font-family: var(--serif);
  font-style: italic;
  font-size: 14px;
  color: var(--ember);
  margin-bottom: 16px;
  letter-spacing: 0.04em;
}
.step h4 {
  font-family: var(--serif);
  font-weight: 400;
  font-size: 20px;
  line-height: 1.2;
  margin: 0 0 10px;
  letter-spacing: -0.01em;
}
.step p { margin: 0; color: var(--muted); font-size: 14.5px; line-height: 1.6; }

@media (max-width: 900px) {
  .process__steps { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 540px) {
  .process__steps { grid-template-columns: 1fr; }
}

/* ============================================================
   CONTACT
   ============================================================ */
.contact {
  max-width: var(--maxw);
  margin: clamp(80px, 10vw, 140px) auto 0;
  padding: 0 var(--gutter);
}

.contact__grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.2fr);
  gap: clamp(40px, 6vw, 80px);
  align-items: start;
}

.contact__lede {
  font-family: var(--serif);
  font-style: italic;
  font-size: clamp(20px, 2vw, 26px);
  line-height: 1.45;
  margin: 0 0 36px;
  color: var(--ink-2);
}

.contact__directs { display: grid; gap: 0; border-top: 1px solid var(--rule); }
.direct {
  display: grid;
  grid-template-columns: 80px 1fr;
  align-items: baseline;
  gap: 20px;
  padding: 22px 0 22px 4px;
  border-bottom: 1px solid var(--rule);
  position: relative;
  transition: padding .35s var(--ease);
}
.direct:hover { padding-left: 16px; background: linear-gradient(90deg, rgba(26,163,224,0.08), transparent 60%); }
.direct__label {
  font-size: 11px;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--ember);
  font-weight: 500;
}
.direct__value {
  font-family: var(--serif);
  font-size: clamp(20px, 2vw, 26px);
  font-weight: 400;
  line-height: 1.1;
  letter-spacing: -0.01em;
  color: var(--ink);
}
.direct__hint {
  grid-column: 2;
  font-size: 13px;
  color: var(--muted);
  margin-top: 4px;
}

.contact__where { margin-top: 36px; padding-top: 28px; border-top: 1px solid var(--rule); }
.contact__whereLabel {
  font-size: 11px;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--muted);
  margin: 0 0 10px;
}
.contact__where address {
  font-family: var(--serif);
  font-style: normal;
  font-size: 18px;
  line-height: 1.5;
  margin: 0 0 16px;
}
.contact__map {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 13px;
  letter-spacing: 0.04em;
  color: var(--ember-2);
  border-bottom: 1px solid var(--ember);
  padding-bottom: 2px;
  transition: gap .3s var(--ease);
}
.contact__map svg { width: 14px; height: 14px; }
.contact__map:hover { gap: 12px; }

/* Form */
.form {
  background: var(--paper);
  padding: clamp(28px, 4vw, 44px);
  border-radius: 6px;
  box-shadow:
    inset 0 0 0 1px var(--rule),
    0 30px 60px -36px rgba(11,21,56,0.3);
  position: relative;
}
.form::before {
  content: "";
  position: absolute; inset: 8px;
  border: 1px solid var(--rule);
  border-radius: 3px;
  pointer-events: none;
}
.form__hp { position: absolute; left: -9999px; }

.form__intro {
  display: flex; align-items: center; gap: 14px;
  margin: 0 0 28px;
  padding-bottom: 20px;
  border-bottom: 1px solid var(--rule);
  font-family: var(--serif);
  font-style: italic;
  font-size: 17px;
  color: var(--ink-2);
  line-height: 1.4;
}
.form__introNum {
  font-family: var(--sans);
  font-style: normal;
  font-size: 11px;
  letter-spacing: 0.18em;
  color: var(--ember);
  padding: 5px 10px;
  border-radius: 3px;
  background: rgba(26,163,224,0.12);
  flex-shrink: 0;
}

.form__row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.field { display: block; margin-bottom: 18px; }
.field__label {
  display: block;
  font-size: 11px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--muted);
  margin-bottom: 8px;
  font-weight: 500;
}
.field__optional { color: var(--muted-2); text-transform: none; letter-spacing: 0.04em; }

.field input[type="text"],
.field input[type="tel"],
.field input[type="email"],
.field textarea {
  width: 100%;
  padding: 14px 0;
  background: transparent;
  border: 0;
  border-bottom: 1px solid var(--rule-strong);
  font-size: 17px;
  font-family: var(--serif);
  color: var(--ink);
  transition: border-color .3s var(--ease);
}
.field input:focus,
.field textarea:focus {
  outline: none;
  border-bottom-color: var(--ember);
}
.field textarea { resize: vertical; min-height: 100px; line-height: 1.5; }
.field ::placeholder { color: var(--muted-2); opacity: 0.6; font-style: italic; }

.field--choices { border: 0; padding: 0; margin-bottom: 22px; }
.field--choices legend { padding: 0; }
.choices { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 4px; }
.choice {
  position: relative;
  cursor: pointer;
}
.choice input { position: absolute; opacity: 0; pointer-events: none; }
.choice span {
  display: inline-block;
  padding: 9px 16px;
  border-radius: 999px;
  font-size: 13.5px;
  letter-spacing: 0.02em;
  background: transparent;
  box-shadow: inset 0 0 0 1px var(--rule-strong);
  color: var(--ink);
  transition: background .25s var(--ease), color .25s var(--ease), box-shadow .25s var(--ease);
}
.choice:hover span { box-shadow: inset 0 0 0 1px var(--ink); }
.choice input:checked + span {
  background: var(--ink);
  color: var(--cream);
  box-shadow: inset 0 0 0 1px var(--ink);
}
.choice input:focus-visible + span {
  outline: 2px solid var(--ember);
  outline-offset: 3px;
}

.field--consent {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 12px;
  align-items: start;
  font-size: 13.5px;
  color: var(--muted);
  line-height: 1.5;
  margin: 8px 0 24px;
}
.field--consent input {
  margin-top: 3px;
  width: 16px; height: 16px;
  accent-color: var(--ember);
}

.form__small {
  margin-top: 18px;
  font-size: 12px;
  color: var(--muted-2);
  line-height: 1.5;
  text-align: center;
}

@media (max-width: 720px) {
  .contact__grid { grid-template-columns: 1fr; }
  .form__row { grid-template-columns: 1fr; }
  .direct { grid-template-columns: 1fr; gap: 4px; }
  .direct__hint { grid-column: 1; }
}

/* ============================================================
   FOOTER
   ============================================================ */
.footer {
  margin-top: clamp(100px, 12vw, 160px);
  background: var(--navy-deep);
  color: #FFFFFF;
  position: relative;
  overflow: hidden;
}
.footer::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(60% 80% at 100% 0%, rgba(26,163,224,0.18), transparent 60%),
    radial-gradient(50% 60% at 0% 100%, rgba(110,201,240,0.10), transparent 60%);
  pointer-events: none;
}

.footer__top {
  position: relative;
  max-width: var(--maxw);
  margin: 0 auto;
  padding: clamp(60px, 8vw, 100px) var(--gutter) 60px;
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.4fr);
  gap: clamp(40px, 6vw, 80px);
}

.footer__wordmark {
  font-family: var(--serif);
  font-weight: 380;
  font-size: clamp(40px, 5vw, 64px);
  line-height: 0.95;
  letter-spacing: -0.025em;
  margin: 0;
}
.footer__wordmark em { font-style: italic; color: var(--gold); }

.footer__tag {
  font-family: var(--serif);
  font-style: italic;
  font-size: 18px;
  color: rgba(255,255,255,0.72);
  margin: 18px 0 0;
  max-width: 28ch;
}

.footer__cols {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 36px;
}
.footer__h {
  font-size: 11px;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--gold);
  margin: 0 0 16px;
}
.footer__cols ul { display: grid; gap: 8px; }
.footer__cols a { color: rgba(255,255,255,0.78); transition: color .25s var(--ease); }
.footer__cols a:hover { color: var(--cream); }
.footer__cols address {
  font-style: normal;
  font-size: 14.5px;
  line-height: 1.7;
  color: rgba(255,255,255,0.78);
}

.footer__bottom {
  position: relative;
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 24px var(--gutter) 36px;
  border-top: 1px solid rgba(255,255,255,0.12);
  display: grid;
  gap: 8px;
  font-size: 12px;
  color: rgba(255,255,255,0.55);
  line-height: 1.6;
}
.footer__legal { max-width: 80ch; }

@media (max-width: 800px) {
  .footer__top { grid-template-columns: 1fr; }
  .footer__cols { grid-template-columns: 1fr 1fr; }
}

/* ============================================================
   TOAST
   ============================================================ */
.toast {
  position: fixed;
  bottom: 24px; right: 24px;
  z-index: 200;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 14px;
  background: var(--ink);
  color: var(--cream);
  padding: 14px 18px;
  border-radius: 6px;
  max-width: 360px;
  box-shadow: 0 30px 60px -20px rgba(11,21,56,0.6);
  transform: translateY(20px); opacity: 0;
  transition: transform .5s var(--ease), opacity .5s var(--ease);
}
.toast.is-show { transform: translateY(0); opacity: 1; }
.toast__icon {
  width: 32px; height: 32px;
  display: grid; place-items: center;
  background: var(--ember);
  border-radius: 999px;
  font-weight: 600;
}
.toast__title { margin: 0; font-family: var(--serif); font-size: 17px; }
.toast__body { margin: 2px 0 0; font-size: 13.5px; color: rgba(255,255,255,0.7); }
.toast__close {
  font-size: 22px; line-height: 1;
  color: rgba(255,255,255,0.6);
  padding: 4px 8px;
}
.toast__close:hover { color: var(--cream); }

@media (max-width: 540px) {
  .toast { left: 12px; right: 12px; bottom: 12px; max-width: none; }
}

/* ============================================================
   REVEAL ANIMATIONS
   ============================================================ */
.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition:
    opacity .9s var(--ease),
    transform .9s var(--ease);
  transition-delay: calc(var(--stagger, 0) * 90ms);
}
.reveal.is-in {
  opacity: 1;
  transform: none;
}
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
}

/* ============================================================
   FOCUS STATES
   ============================================================ */
:focus-visible {
  outline: 2px solid var(--ember);
  outline-offset: 3px;
  border-radius: 2px;
}

/* ============================================================
   NICHE CLARIFIER (right under hero)
   ============================================================ */
.niche {
  position: relative;
  z-index: 1;
  display: inline-flex;
  align-items: center;
  gap: 12px;
  margin: 36px 0 0;
  padding: 14px 22px 14px 18px;
  background: var(--paper);
  color: var(--ink-2);
  font-size: 14.5px;
  line-height: 1.5;
  border-radius: 999px;
  box-shadow: inset 0 0 0 1px var(--rule), 0 8px 18px -10px rgba(11,21,56,0.18);
  max-width: 100%;
}
.niche strong { color: var(--ink); font-weight: 600; }
.niche__icon {
  width: 22px; height: 22px;
  display: grid; place-items: center;
  color: var(--ember);
  flex-shrink: 0;
}
.niche__icon svg { width: 22px; height: 22px; }

/* Accent button for the brand panel CTA (white on cyan) */
.btn--accent {
  background: var(--ember);
  color: #FFFFFF;
  box-shadow: 0 12px 24px -12px rgba(26,163,224,0.55);
}
.btn--accent:hover {
  background: var(--ember-2);
  transform: translateY(-2px);
}

/* ============================================================
   BRAND PANEL — dark navy band with the FC Insurance logo
   ============================================================ */
.brandpanel {
  position: relative;
  margin: clamp(100px, 12vw, 160px) 0 0;
  padding: clamp(60px, 8vw, 110px) var(--gutter);
  background:
    radial-gradient(70% 90% at 100% 0%, rgba(26,163,224,0.22), transparent 60%),
    radial-gradient(60% 80% at 0% 100%, rgba(110,201,240,0.10), transparent 65%),
    linear-gradient(180deg, #051B36 0%, #072649 50%, #0A3360 100%);
  color: #FFFFFF;
  overflow: hidden;
}
.brandpanel::before,
.brandpanel::after {
  content: "";
  position: absolute;
  pointer-events: none;
}
.brandpanel::before {
  inset: 0;
  background-image:
    repeating-linear-gradient(
      45deg,
      rgba(255,255,255,0.018) 0 12px,
      transparent 12px 24px
    );
}
.brandpanel__inner {
  position: relative;
  max-width: var(--maxw);
  margin: 0 auto;
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
  gap: clamp(40px, 5vw, 80px);
  align-items: center;
}
.brandpanel__art {
  position: relative;
  display: grid;
  place-items: center;
  isolation: isolate;
}
.brandpanel__art::before {
  content: "";
  position: absolute;
  inset: 8% 8% 8% 8%;
  background: radial-gradient(50% 55% at 50% 50%, rgba(26,163,224,0.25), transparent 70%);
  filter: blur(20px);
  z-index: -1;
}
.brandpanel__art img {
  width: 100%;
  max-width: 520px;
  height: auto;
  border-radius: 8px;
  filter: drop-shadow(0 40px 80px rgba(0,0,0,0.55));
}
.brandpanel__eyebrow {
  font-size: 11px;
  letter-spacing: 0.28em;
  text-transform: uppercase;
  color: var(--ember);
  margin: 0 0 22px;
  font-weight: 500;
}
.brandpanel__quote {
  font-family: var(--serif);
  font-weight: 320;
  font-variation-settings: "opsz" 144, "SOFT" 50;
  font-size: clamp(28px, 4.6vw, 60px);
  line-height: 1.1;
  letter-spacing: -0.02em;
  margin: 0;
  color: #FFFFFF;
}
.brandpanel__quote em {
  font-style: italic;
  color: var(--ember);
  font-variation-settings: "opsz" 144, "SOFT" 90;
}
.brandpanel__by {
  margin: 28px 0 0;
  font-size: 12px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.6);
}
.brandpanel__cta {
  margin-top: 36px;
}

@media (max-width: 900px) {
  .brandpanel__inner { grid-template-columns: 1fr; text-align: left; }
  .brandpanel__art img { max-width: 380px; margin: 0 auto; }
}

/* ============================================================
   SERVICE AREAS
   ============================================================ */
.areas {
  max-width: var(--maxw);
  margin: clamp(80px, 10vw, 140px) auto 0;
  padding: 0 var(--gutter);
}

.areas__intro {
  font-family: var(--serif);
  font-style: italic;
  font-size: clamp(20px, 2vw, 26px);
  max-width: 64ch;
  color: var(--ink-2);
  margin: -24px 0 56px;
  line-height: 1.45;
}

.areas__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  border-top: 1px solid var(--rule);
  border-left: 1px solid var(--rule);
}

.area {
  position: relative;
  padding: 36px 32px 40px;
  border-right: 1px solid var(--rule);
  border-bottom: 1px solid var(--rule);
  background: var(--cream-3);
  transition: background .35s var(--ease);
}
.area:hover { background: var(--paper); }
.area::after {
  content: "";
  position: absolute; left: 0; right: 0; bottom: 0;
  height: 2px; background: var(--ember);
  transform: scaleX(0); transform-origin: left;
  transition: transform .6s var(--ease);
}
.area:hover::after { transform: scaleX(1); }

.area__num {
  font-family: var(--serif);
  font-style: italic;
  font-size: 14px;
  color: var(--ember);
  letter-spacing: 0.04em;
  display: block;
  margin-bottom: 14px;
}

.area__name {
  font-family: var(--serif);
  font-weight: 380;
  font-size: clamp(22px, 2.2vw, 28px);
  line-height: 1.1;
  letter-spacing: -0.015em;
  margin: 0 0 10px;
}

.area p {
  margin: 0;
  color: var(--muted);
  font-size: 14.5px;
  line-height: 1.6;
  max-width: 36ch;
}

.area--all {
  background: var(--ink);
  color: #FFFFFF;
}
.area--all:hover { background: var(--ink-2); }
.area--all .area__num { color: var(--ember); }
.area--all .area__name { color: #FFFFFF; }
.area--all p { color: rgba(255,255,255,0.7); }
.area--all::after { background: var(--ember); }

@media (max-width: 900px) {
  .areas__grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 540px) {
  .areas__grid { grid-template-columns: 1fr; }
}

/* ============================================================
   FOOTER LOGO
   ============================================================ */
.footer__logo {
  width: 140px;
  max-width: 100%;
  height: auto;
  margin: 0 0 14px -4px;
  filter: drop-shadow(0 8px 18px rgba(0,0,0,0.35));
}

/* ============================================================
   INSIGHTS (home page blog teaser section)
   ============================================================ */
.insights {
  max-width: var(--maxw);
  margin: clamp(80px, 10vw, 140px) auto 0;
  padding: 0 var(--gutter);
}

.insights__intro {
  font-family: var(--serif);
  font-style: italic;
  font-size: clamp(20px, 2vw, 26px);
  max-width: 64ch;
  color: var(--ink-2);
  margin: -24px 0 56px;
  line-height: 1.45;
}

.insights__intro a {
  color: var(--ember-2);
  border-bottom: 1px solid var(--ember);
  padding-bottom: 1px;
  font-style: normal;
  transition: color .25s var(--ease);
}
.insights__intro a:hover { color: var(--ember); }

.insights__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: clamp(20px, 2.4vw, 32px);
}

@media (max-width: 900px) {
  .insights__grid { grid-template-columns: 1fr; }
}

.insights__footer {
  display: flex;
  justify-content: center;
  margin-top: clamp(40px, 6vw, 60px);
}

/* ============================================================
   POST CARD (used on blog index + home insights)
   ============================================================ */
.post-card {
  position: relative;
  display: flex;
  flex-direction: column;
  background: var(--paper);
  border-radius: 6px;
  overflow: hidden;
  box-shadow: inset 0 0 0 1px var(--rule), 0 18px 36px -28px rgba(11,21,56,0.35);
  transition: transform .5s var(--ease), box-shadow .5s var(--ease);
}
.post-card:hover {
  transform: translateY(-4px);
  box-shadow: inset 0 0 0 1px var(--rule-strong), 0 32px 60px -28px rgba(11,21,56,0.45);
}

.post-card__cover {
  position: relative;
  aspect-ratio: 16 / 10;
  background:
    radial-gradient(70% 90% at 100% 0%, rgba(26,163,224,0.32), transparent 60%),
    radial-gradient(60% 80% at 0% 100%, rgba(110,201,240,0.18), transparent 65%),
    linear-gradient(180deg, #051B36 0%, #072649 50%, #0A3360 100%);
  color: #FFFFFF;
  display: grid;
  grid-template-rows: auto 1fr;
  padding: 22px 24px;
  overflow: hidden;
}
.post-card__cover::after {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    repeating-linear-gradient(
      45deg,
      rgba(255,255,255,0.025) 0 12px,
      transparent 12px 24px
    );
  pointer-events: none;
}

.post-card__category {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 10.5px;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 500;
  z-index: 1;
}
.post-card__category::before {
  content: "";
  width: 6px; height: 6px; border-radius: 999px;
  background: var(--ember);
  box-shadow: 0 0 0 3px rgba(26,163,224,0.24);
}

.post-card__coverGlyph {
  align-self: end;
  justify-self: end;
  font-family: var(--serif);
  font-style: italic;
  font-size: clamp(80px, 10vw, 130px);
  line-height: 0.85;
  color: rgba(255,255,255,0.10);
  z-index: 1;
}

.post-card__body {
  padding: 26px 26px 28px;
  display: flex;
  flex-direction: column;
  flex: 1;
}

.post-card__title {
  font-family: var(--serif);
  font-weight: 400;
  font-size: clamp(22px, 2vw, 26px);
  line-height: 1.18;
  letter-spacing: -0.018em;
  margin: 0 0 14px;
  color: var(--ink);
}
.post-card:hover .post-card__title { color: var(--ink); }

.post-card__excerpt {
  margin: 0 0 22px;
  color: var(--muted);
  font-size: 15px;
  line-height: 1.6;
  flex: 1;
}

.post-card__meta {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 12px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--muted-2);
  margin-bottom: 18px;
}
.post-card__meta i {
  font-style: normal;
  color: var(--rule-strong);
}

.post-card__cta {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 13px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--ember-2);
  font-weight: 500;
  transition: gap .3s var(--ease), color .25s var(--ease);
}
.post-card__cta svg { width: 14px; height: 14px; transition: transform .35s var(--ease); }
.post-card:hover .post-card__cta { gap: 14px; color: var(--ember); }
.post-card:hover .post-card__cta svg { transform: translateX(4px); }

/* ============================================================
   BLOG INDEX PAGE
   ============================================================ */
.blog-hero {
  position: relative;
  max-width: var(--maxw);
  margin: 0 auto;
  padding: clamp(60px, 8vw, 110px) var(--gutter) clamp(40px, 5vw, 60px);
}
.blog-hero__kicker {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 11px;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--ember-2);
  font-weight: 500;
  margin-bottom: 24px;
}
.blog-hero__kicker::before {
  content: "";
  width: 7px; height: 7px; border-radius: 999px;
  background: var(--ember);
  box-shadow: 0 0 0 4px rgba(26,163,224,0.16);
}
.blog-hero__title {
  font-family: var(--serif);
  font-weight: 320;
  font-variation-settings: "opsz" 144, "SOFT" 50;
  font-size: clamp(46px, 7vw, 108px);
  line-height: 0.98;
  letter-spacing: -0.025em;
  margin: 0 0 28px;
  max-width: 18ch;
}
.blog-hero__title em {
  font-style: italic;
  color: var(--ember);
  font-variation-settings: "opsz" 144, "SOFT" 80;
}
.blog-hero__lede {
  font-size: clamp(16px, 1.4vw, 19px);
  line-height: 1.6;
  color: var(--muted);
  max-width: 64ch;
  margin: 0;
}

.blog-index {
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 0 var(--gutter) clamp(40px, 6vw, 80px);
}
.blog-index__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: clamp(20px, 2.4vw, 32px);
  padding-top: clamp(20px, 3vw, 40px);
  border-top: 1px solid var(--rule);
}
@media (max-width: 900px) {
  .blog-index__grid { grid-template-columns: 1fr; }
}

/* ============================================================
   ARTICLE (single blog post)
   ============================================================ */
.article__hero {
  position: relative;
  padding: clamp(60px, 8vw, 100px) var(--gutter) clamp(50px, 6vw, 80px);
  background:
    radial-gradient(70% 90% at 100% 0%, rgba(26,163,224,0.24), transparent 60%),
    radial-gradient(60% 80% at 0% 100%, rgba(110,201,240,0.10), transparent 65%),
    linear-gradient(180deg, #051B36 0%, #072649 50%, #0A3360 100%);
  color: #FFFFFF;
  overflow: hidden;
}
.article__hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    repeating-linear-gradient(
      45deg,
      rgba(255,255,255,0.022) 0 12px,
      transparent 12px 24px
    );
  pointer-events: none;
}
.article__heroInner {
  position: relative;
  max-width: 920px;
  margin: 0 auto;
}
.article__breadcrumb {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 11px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.6);
  margin-bottom: 32px;
}
.article__breadcrumb a {
  color: var(--gold);
  transition: color .25s var(--ease);
}
.article__breadcrumb a:hover { color: #FFFFFF; }
.article__breadcrumb i { font-style: normal; color: rgba(255,255,255,0.3); }

.article__category {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 11px;
  letter-spacing: 0.28em;
  text-transform: uppercase;
  color: var(--ember);
  font-weight: 500;
  margin-bottom: 22px;
}
.article__category::before {
  content: "";
  width: 7px; height: 7px; border-radius: 999px;
  background: var(--ember);
  box-shadow: 0 0 0 4px rgba(26,163,224,0.18);
}

.article__title {
  font-family: var(--serif);
  font-weight: 320;
  font-variation-settings: "opsz" 144, "SOFT" 50;
  font-size: clamp(34px, 5.4vw, 68px);
  line-height: 1.05;
  letter-spacing: -0.022em;
  margin: 0 0 28px;
  color: #FFFFFF;
}
.article__title em {
  font-style: italic;
  color: var(--gold);
  font-variation-settings: "opsz" 144, "SOFT" 80;
}

.article__lede {
  font-family: var(--serif);
  font-style: italic;
  font-size: clamp(18px, 1.6vw, 22px);
  line-height: 1.55;
  color: rgba(255,255,255,0.82);
  margin: 0 0 36px;
  max-width: 60ch;
}

.article__meta {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 14px;
  padding-top: 24px;
  border-top: 1px solid rgba(255,255,255,0.18);
  font-size: 12px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.65);
}
.article__meta i { font-style: normal; color: rgba(255,255,255,0.3); }
.article__meta strong {
  color: var(--gold);
  font-weight: 500;
}

.article__body {
  max-width: 720px;
  margin: 0 auto;
  padding: clamp(50px, 7vw, 100px) var(--gutter) clamp(40px, 5vw, 60px);
  font-size: 17.5px;
  line-height: 1.75;
  color: var(--ink-2);
}
.article__body > p:first-of-type::first-letter {
  font-family: var(--serif);
  font-style: italic;
  font-weight: 400;
  float: left;
  font-size: 76px;
  line-height: 0.85;
  padding: 6px 12px 0 0;
  color: var(--ember);
}
.article__body p { margin: 0 0 22px; }
.article__body a {
  color: var(--ember-2);
  border-bottom: 1px solid rgba(26,163,224,0.5);
  transition: color .25s var(--ease), border-color .25s var(--ease);
}
.article__body a:hover { color: var(--ember); border-bottom-color: var(--ember); }
.article__body strong { color: var(--ink); font-weight: 600; }
.article__body em { color: var(--ink-2); }

.article__body h2 {
  font-family: var(--serif);
  font-weight: 380;
  font-size: clamp(28px, 3.4vw, 40px);
  line-height: 1.15;
  letter-spacing: -0.018em;
  margin: 56px 0 22px;
  color: var(--ink);
  position: relative;
  padding-top: 22px;
  border-top: 1px solid var(--rule);
}
.article__body h2 .article__h2Num {
  display: block;
  font-family: var(--serif);
  font-style: italic;
  font-size: 14px;
  color: var(--ember);
  letter-spacing: 0.04em;
  margin-bottom: 10px;
  font-weight: 400;
}
.article__body h3 {
  font-family: var(--serif);
  font-weight: 400;
  font-size: clamp(20px, 2.2vw, 24px);
  line-height: 1.25;
  margin: 36px 0 14px;
  color: var(--ink);
  letter-spacing: -0.01em;
}

.article__body ul,
.article__body ol {
  margin: 0 0 26px;
  padding-left: 0;
}
.article__body ul li,
.article__body ol li {
  position: relative;
  padding-left: 30px;
  margin-bottom: 12px;
  line-height: 1.65;
}
.article__body ul li::before {
  content: "";
  position: absolute;
  left: 0; top: 12px;
  width: 14px; height: 1px;
  background: var(--ember);
}
.article__body ol {
  counter-reset: ord;
}
.article__body ol li {
  counter-increment: ord;
}
.article__body ol li::before {
  content: counter(ord, decimal-leading-zero);
  position: absolute;
  left: 0; top: 1px;
  font-family: var(--serif);
  font-style: italic;
  font-size: 14px;
  color: var(--ember);
}

.article__pull {
  margin: 40px -8px;
  padding: 30px 32px;
  border-left: 3px solid var(--ember);
  background: var(--cream-2);
  border-radius: 0 4px 4px 0;
  font-family: var(--serif);
  font-style: italic;
  font-size: clamp(20px, 2vw, 24px);
  line-height: 1.4;
  color: var(--ink);
  letter-spacing: -0.005em;
}

.article__callout {
  margin: 32px 0;
  padding: 24px 26px;
  background: var(--paper);
  border-radius: 6px;
  box-shadow: inset 0 0 0 1px var(--rule);
  position: relative;
}
.article__calloutKicker {
  display: inline-block;
  font-size: 10.5px;
  letter-spacing: 0.26em;
  text-transform: uppercase;
  color: var(--ember-2);
  margin-bottom: 10px;
  font-weight: 500;
}
.article__callout h4 {
  font-family: var(--serif);
  font-size: 20px;
  font-weight: 400;
  margin: 0 0 8px;
  color: var(--ink);
}
.article__callout p {
  margin: 0;
  color: var(--muted);
  font-size: 15px;
  line-height: 1.55;
}

/* CTA strip after article */
.article__cta {
  background: var(--cream-2);
  border-top: 1px solid var(--rule);
  border-bottom: 1px solid var(--rule);
  padding: clamp(50px, 6vw, 80px) var(--gutter);
}
.article__ctaInner {
  max-width: 920px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) auto;
  gap: 32px;
  align-items: center;
}
.article__ctaCopy h3 {
  font-family: var(--serif);
  font-weight: 380;
  font-size: clamp(26px, 3vw, 38px);
  line-height: 1.15;
  letter-spacing: -0.018em;
  margin: 0 0 12px;
}
.article__ctaCopy h3 em {
  font-style: italic;
  color: var(--ember);
}
.article__ctaCopy p {
  margin: 0;
  color: var(--muted);
  font-size: 15.5px;
  line-height: 1.6;
  max-width: 56ch;
}
.article__ctaActions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}
@media (max-width: 760px) {
  .article__ctaInner { grid-template-columns: 1fr; }
}

/* Related posts */
.related {
  max-width: var(--maxw);
  margin: 0 auto;
  padding: clamp(60px, 8vw, 100px) var(--gutter);
}
.related__head {
  display: flex;
  justify-content: space-between;
  align-items: end;
  gap: 24px;
  padding-bottom: 24px;
  margin-bottom: 32px;
  border-bottom: 1px solid var(--rule);
  flex-wrap: wrap;
}
.related__title {
  font-family: var(--serif);
  font-weight: 380;
  font-size: clamp(28px, 3vw, 40px);
  line-height: 1.1;
  letter-spacing: -0.02em;
  margin: 0;
}
.related__title em {
  font-style: italic;
  color: var(--ember);
}
.related__link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--ember-2);
  border-bottom: 1px solid var(--ember);
  padding-bottom: 2px;
  transition: gap .3s var(--ease);
}
.related__link svg { width: 14px; height: 14px; }
.related__link:hover { gap: 12px; }
.related__grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: clamp(20px, 2.4vw, 32px);
}
@media (max-width: 800px) {
  .related__grid { grid-template-columns: 1fr; }
}

/* Active nav state */
.nav__links a.is-current {
  color: #FFFFFF;
}
.nav__links a.is-current::after {
  transform: scaleX(1);
}