Health Medicare Life Est. 2012 Broward County, FL Independent Agent

Affordable Health Insurance in Broward County & South Florida.

Helping individuals and families in Coconut Creek, Coral Springs, Margate, Pompano Beach, and Fort Lauderdale find the right coverage. Independent agent Frankie Carlo specializes in health, Medicare, and life insurance, not auto or home insurance, so every conversation is focused on what actually protects you and your family.

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  • 01 Florida health insurance plans
  • 02 Medicare in Broward County
  • 03 Life insurance quotes Florida
Frankie Carlo, licensed Florida health, Medicare, and life insurance agent serving Broward County No. 14 Frankie Carlo Licensed Agent · Florida

I specialize in health, Medicare, and life insurance, not auto or home insurance.

§ 01

A note from Frankie.

I got into the insurance business fourteen years ago for a simple reason. I like helping people, and I like protecting them. Most of the time I can do both, often saving them money on Florida health insurance and improving their benefits in the same conversation.

I work with families and individuals across Coconut Creek, Coral Springs, Margate, Pompano Beach, and Fort Lauderdale, helping them sort through ACA health insurance, Medicare plans, and life insurance options without the call-center runaround.

What I offer that the call centers can't is continuity. The same person picks up next year, and the year after that. When something changes, like a new job, a new diagnosis, or a child turning twenty-six, you call me and we figure it out together.

Frankie Carlo Independent Agent · Broward County, FL

§ 02

Coverage I write.

Three core lines of coverage for Florida families, plus supplemental policies that fill the gaps. Pick the one that's keeping you up at night and we'll start there.

  1. 01

    Health Insurance

    Affordable health insurance in Florida for individuals, families, and the self-employed. We compare ACA Marketplace plans across Broward County, side by side, looking at networks, drug coverage, and out-of-pocket costs so you know exactly what you're buying.

    • Individual
    • Family
    • ACA Marketplace
    • Self-Employed
  2. 02

    Medicare Plans

    Medicare Advantage, Supplement, and Part D plans in Broward County, explained without the jargon. As a local Medicare agent in Coconut Creek and the surrounding cities, I help you choose, switch during AEP, and stay ahead of every annual change.

    • Advantage (Part C)
    • Supplement (Medigap)
    • Prescription (Part D)
    • AEP Reviews
  3. 03

    Life Insurance

    Life insurance quotes for Florida residents — term, whole, and final-expense policies sized to what your family actually needs. No oversold riders, no premiums you'll regret in five years.

    • Term Life
    • Whole Life
    • Final Expense
    • IUL
  4. 04

    Supplemental

    Accident, critical illness, hospital indemnity, dental and vision. These are the policies that pay you when something goes sideways and your main plan only covers part of it.

    • Accident
    • Critical Illness
    • Hospital Indemnity
    • Dental · Vision
A Florida family protected under an insurance shield, surrounded by floating health, medicare, and life insurance icons

FC Insurance · Frankie Carlo

It's better to have Health Insurance and not need it, than to need it and not have it!

Frankie's working philosophy, fourteen years running.

Get your free quote
§ 03

Where I work.

Local, focused, and licensed in Florida. South and Central Broward County is home — these are the cities where I write the most policies and meet the most clients.

§ 04

Why people stay.

i.

Expertise that's actually been used.

Fourteen years of Florida health insurance underwriting quirks, network gotchas, and Medicare deadlines memorized. The kind of pattern recognition you can't buy from a script.

ii.

Dedication you can text.

One agent. One phone number. No 1-800 menus. If you can text your dentist, you can text your insurance guy, and most clients do.

iii.

Personalized, not personalized-feeling.

Your plan is built around your meds, your doctors, and your budget, not the carrier's quarterly push. We re-shop annually so you don't quietly overpay.

How a first conversation goes.

  1. 01

    You reach out

    Call, text, or fill out the form. No phone tree, no captive sales call.

  2. 02

    We talk for 15 minutes

    What you have, what you wish it did, what's on the horizon. That's it.

  3. 03

    I bring you options

    Two or three plans, side by side, in plain English. Including the most affordable one.

  4. 04

    You decide. I handle the paperwork.

    Enrollment, ID cards, follow-ups. You go back to your day.

§ 05

From the desk.

The questions I get most often, written down. Practical reading on Florida health insurance, Medicare, and life insurance. See all articles.

Read all articles
§ 06

Let's talk.

A·01 Tell me a little about what you're looking for and I'll get back to you, usually same day.

What are you looking for?

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